5 Life Events That Qualify You for Special Enrollment

If you are uninsured and you missed the open enrollment period for 2015, you may still obtain insurance through the Marketplace or your current employer if the following five life events are applicable to you.

1 – Having a Baby – Having a newborn allows you the opportunity for you to sign up your family for health insurance to ensure all family members have coverage.

2 – Getting Married – When your marital status has officially changed, you are allowed to make a change in your health care coverage for both you and your new spouse.

3 – Moving to New Residence – Moving to a new state means both a new home and a new option for health insurance.

4 – Losing Other Heath Insurance – If you lost coverage due to an employer dropping coverage, you got laid off, you left your job or you turned 26 and were consequently dropped from parent’s coverage, you can enroll in health care insurance.

5 – Obtaining Citizenship – If you recently gained citizenship, you now have the right to gain health coverage.

It is very important to note that you usually have sixty days from the time of one of the above life events to enroll or make changes to your existing coverage.

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